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If You Purchased Your Card On or After October 22, 2009 Click Here

Maintenance Fees For Existing Card Holders

If you purchased a gift card before October 22, 2009 there will be different fees associated with it. Below is the fee schedule for cards that were purchased before this date.

No Fee Cards

Type Fee Description
International 3% and $2.00 Foreign exchange conversion fee
Expiration Fee $15.00 Assessed upon card expiration
Inactivity Fee $4.95 Monthly service fee after expiration

Standard Visa Gift Cards and VirtualGift

Type Fee Description
Monthly administrative fee $2.50 per month Waived for the first six months
Close an account $7.00 Closure of card and return funds to purchaser
Lost or stolen $5.00 Replacement fee
POS and POS balance inquiry $0.35 Transaction fee / Balance inquiry
Create A Card $1.00 Upload a photo onto your card *
International 3% and a $2.00 flat fee Conversion fee
Expiration Fee $15.00 Assessed upon card expiration
Inactivity Fee $4.95 Monthly service fee after expiration

* Only applies to the Standard Visa Gift Cards


If you have an ATM Card, the following are in addition to the above

Type Fee Description
ATM Domestic Fee $3.25 Domestic ATM Withdrawal Fee
International $5.00 International ATM Withdrawal Fee
Pin Change $0.50 Per change
ATM Balance Inquiry $1.00 Per balance inquiry
Maximum Withdrawal $150.00 per day 3 attempts before account is locked
Pin Transactions $0.50 Per transaction
Signature transactions $0.35 Per transaction

The following card fees are applied to all Visa Gift Cards purchased

Card Value Standard Visa Gift Card Fee NMF Visa Gift Card Fee
$25.00 - $74.99 $4.95 $5.95
$75.00 - $249.99 $5.95 $6.95
$250.00 - $500.00 $6.95 $7.95

The following card fees are applied to VirtualGifts purchased

Card Value VirtualGift Fee
$25.00 - $74.99 $4.00
$75.00 - $200.00 $5.00