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Privacy Policy
GiftCards.com, LLC - GC will not share your nonpublic personal information with others as defined below. GC, on your behalf, has exercised your right to opt-out under 12 CFR Part 40, Privacy of Consumer Financial Information.
The basis of each customer relationship at GC is built on trust. You have chosen to do business with GC, and we guard that relationship with great care, beginning with the information you have chosen to share with us. That is why we have opted out for you as a matter of corporate policy. GC does not share information about you outside of our GC companies unless permitted by Title V of the Gramm-Leach-Bliley Act of 1999 and other applicable laws and regulations.
GC, its family of technology services companies ("affiliates") and employees, are dedicated to protecting the privacy of your nonpublic personal information. We maintain information about you in order to provide you with the most effective and convenient access to our broad range of financial products and services. We want you to understand what information we collect, and how we use and protect it. This notice serves as a standard for all GC employees for collection, use, retention and security of nonpublic personal consumer information.
What information we collect
"Nonpublic personal information" is information about you that we obtain in connection with providing a financial product or service. Such information includes for example, account balance, income, assets, insurance premiums, payment history and overdraft history.
We may collect nonpublic personal information about you from the following sources:
- Information that you provide to us, such as on applications or other forms
- Information about your transactions with us, our affiliates or others, or
- Information from others, such as credit bureaus, real estate appraisers, and employers
Our security procedures
To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information to provide you products or services. We maintain electronic and procedural safeguards to guard information.
Opt-Out Policy
Subscribers can opt-out at any time from GiftCards.com by going to our email opt-out page and submitting their email address.
What information we disclose
GC does not disclose nonpublic personal information about you to any companies that are not members of our corporate family ("third parties"), except as permitted by federal law, specifically Title V of the Gramm-Leach-Bliley Act of 1999. The confidentiality of your nonpublic personal information will continue to be maintained consistent with this privacy notice even if you decide to close your account(s), your account becomes inactive, or when you otherwise cease to do business with us.
We may disclose all of the information we collect, as described above, to third parties that perform marketing services on our behalf or to other financial institutions, such as insurance providers, with whom we have joint marketing agreements in order to make a variety of financial services available to you. These third parties must agree to strict confidentiality provisions to assure the protection of your information. Because we already limit the sharing of your nonpublic personal information as outlined above, no action is necessary on your part to limit such sharing.
GC's pledge to you
We believe that your privacy should never be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both by adhering to the provisions of this privacy notice.
GC on Privacy - Frequently Asked Questions
GC is dedicated to protecting the privacy of your nonpublic personal information. Federal law establishes rules for sharing customer information. We believe that your privacy should never be compromised. GC's privacy notice describes how we collect and use your nonpublic personal information. It will help you understand the careful attention we devote to handling and protecting your nonpublic personal information.
GiftCards.com takes your privacy and online security very seriously. To protect you from unauthorized use of your credit card, we may require the last four digits of your social security number to verify your identity. This information is used for verification purposes only and is destroyed after your identity has been confirmed. No third party person has access to this information and it is not shared with any type of credit bureau or agency.
Here are answers to some frequently asked questions about privacy to help you understand GC's position on this important issue.
1. Does the GC Privacy Notice cover all my GC accounts?
Yes, however, you may receive more than one copy of the notice from GC if you have several accounts or do business with more than one GC company. This helps us to ensure that all customers receive it.
2. What is "nonpublic personal information"?
"Nonpublic personal information" is information about you that we obtain in connection with providing a financial product or service. For example, this might include information such as account balances, income, assets, and insurance premiums. Generally speaking, nonpublic personal information is information that is not available in public records.
3. Do you sell information about me to other companies?
No. We will not sell information about you. We honor the trust that you have placed in GC to keep information about you confidential.
4. Why does GC share information about me with other GC companies?
There are many benefits to sharing information within our GC family of companies. These are just a few:
Fraud Prevention - Sharing information amongst GC companies helps us to prevent fraud. Your accounts and your personal identity are better protected from thieves and imposters, and GC is less vulnerable to losses from fraud. Consumer fraud is costly. Controlling it keeps your costs down.
Enhanced Service - Sharing information enables us to provide you with superior service. For example, our Call Centers are able to serve you faster and more efficiently when they have access to all of your bank relationships and account information. You have the convenience of calling just one number to have most of your questions answered.
Tailored Products and Services - Knowledge of your account relationships, balances and transaction behavior helps us to identify what products and services may be most interesting to you. We use this information to keep you informed about those suited to you. It also helps us to identify and notify you when market conditions are favorable to you. For example, we can analyze the impact of lower interest rates on your mortgage and notify you when conditions are right for you to benefit financially from refinancing your home.
5. What if I believe that the personal information that GC keeps on me is incorrect?
Please contact your GC representative, branch office or call center if any of your information is incorrect or if any information changes, such as your name or address. GC will research your concern and make any necessary corrections.
