Gift Card Girlfriend Blog

Do Gift Cards Have Fees?

Gift Card Girlfriend answers the gift card questions you've been asking. Gift card fees such as activation fees, dormancy fees, non-use fees and service fees are typically only associated with bank-issued gift cards (e.g. Visa® gift cards, MasterCard® gift cards). According to the Federal Gift Card Law (effective August 22, 2010), all fees must be clearly disclosed on the card or the card’s packaging at the time of purchase, and post-sale fees (one per month) may only be charged if the gift card has gone unused for over a year. State laws, however, may provide tighter restrictions. In Colorado, for example, retailers cannot charge post-sale fees on their gift cards. To get a more detailed answer to the question, “Do gift cards have fees,” keep reading.photo credit: Paul Swansen via flickr ccTypes of Gift Card Fees There are various types of fees that can be charged against a gift card’s balance, but unless you have a bank-issued gift card, you probably won’t   Read More »
receipt shows hidden fees

Do Gift Cards Lose Value?

Gift Card Girlfriend answers the gift card questions you've been asking. There are several different types of gift cards and the rules associated with each one may vary. Gift cards from an individual merchant (e.g. Home Depot or Best Buy) typically retain their value until the holder redeems every  Read More »

Do Gift Cards Expire?

Gift Card Girlfriend answers the gift card questions you've been asking. The short answer to this question, “Do gift cards expire,” is that some gift cards expire, but not all. Retailer gift cards, such as Starbucks, Target, Best Buy and so on, rarely have expiration dates. Bank-issued gift  Read More »
View Archives >>
Subscribe