Gift Card Girlfriend Blog

Can I Overdraft a Visa Gift Card?

Gift Card Girlfriend answers the gift card questions you've been asking. You cannot overdraft a Visa┬« gift card. Unlike a debit card linked to a checking account that can be overdrawn or a credit card with a credit limit that can be overcharged, a Visa gift card is linked to an account with a finite limit. When the dollar value is used, the gift card is void. However, reloadable gift cards or reloadable prepaid cards may have different rules. Read on for more information on whether or not you can overdraft a Visa gift card.photo credit: LendingMemo via photopin ccLet's first review the different types of payment cards. All cards are linked to a bank account (or a store account) of some sort. When a gift card or egift card is activated, money is held in that account and the recipient must use the associated gift card in order to access the funds. A debit card is typically linked to a checking or savings account. While some banks will allow a transaction to process that is   Read More »
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Can a Gift Card be Returned?

Gift Card Girlfriend answers the gift card questions you've been asking. Typically gift cards cannot be returned, but since there are no state or federal laws to dictate this, merchants make their own store policies. Most stores and restaurants say that gift cards are non-refundable and  Read More »

Are Gift Cards Good Halloween Prizes for Kids?

Gift Card Girlfriend answers the gift card questions you've been asking. Well, of course they are! You must have a fall festival, Halloween carnival or costume contest coming up. Gift cards make good prizes for kids (of any age) because they can be used to purchase just about anything. I wouldn't  Read More »
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