What is a Visa Virtual Account?

A Visa Virtual Account is delivered via email and delivery may take up to 24 business hours from the time of purchase.

How long does it take for my Visa gift card or Visa Virtual Account to be delivered?

Orders placed weekdays between 8AM and 5PM EST are typically processed within 24 hours of receiving payment. Orders placed over the weekend may take an additional 48 to 72 hours to process. Once processed, Visa Virtual Account will be emailed immediately unless you selected a future delivery date. Please refer to our FAQ page for delivery estimates of physical Visa gift cards.

What happens if I need to return an item purchased with my gift card?

Store return policies may vary. You may receive a credit to your gift card, a cash refund, or even a store credit, depending on the particular store. A credit to your account may take up to one week to process before it's available for use. Please note that Giftcards.com gift cards and reward cards are not reloadable.

What happens if my Giftcards.com gift card is lost or stolen?

If your Giftcards.com Visa or Mastercard gift card is lost or stolen, contact Customer Service immediately. Provide as much detailed information as possible. Typically, lost or stolen cards will be suspended and a replacement card will be issued for a $5.00 fee, which will be deducted from the gift card value.

Where can Giftcards.com Visa or Mastercard gift cards be redeemed?

Giftcards.com Visa gift cards can be redeemed everywhere Visa Debit cards are accepted in the U.S., except at online gambling sites, adult websites, money transfer services, and PayPal. Visa gift cards cannot be used for recurring payment transactions. Giftcards.com Mastercard gift cards can be redeemed everywhere Debit Mastercard gift cards are accepted in the U.S., except at online gambling sites, adult websites, money transfer services, and PayPal. Mastercard gift cards cannot be used for recurring payment transactions. Virtual Accounts can only be used for online and telephone purchases.

Buy Visa Gift Card Online

Q: Can I use my Visa gift card online?

Absolutely. Visa gift cards can be used online the same way you would use a credit card. Simply enter your Visa gift card information at checkout.

Q: Can I let someone else use my Visa gift card?

Yes. Just like a plastic gift card, you do not have to provide any ID to use your eGift card.

Q: When does a Visa gift card expire?

There is no expiration date for your Visa gift card.

Q: Is there a dollar limit on my Visa gift card?

Giftcards.com Visa gift cards can be purchased in amounts ranging from $10 to $250.

Q: What's the difference between a Visa gift card and a Visa Virtual Account?

Both Visa gift cards and Visa Virtual Accounts are redeemable wherever Visa is accepted, however, Visa Virtual Accounts are only redeemable online and the balance of the Virtual Account must cover the full amount of the transaction. Visa gift cards are shipped via USPS or UPS, depending on the shipping method selected. Visa Virtual Accounts are delivered via email.

Q: Are there fees for purchasing or using a Visa gift card?

Visa requires all retailers of Visa gift cards including Giftcards.com to charge a one-time purchase fee ranging from $2.95-$6.95 depending on the type of gift card and the quantity. Once purchased, there are no further activation or monthly use fees like there are with other Visa credit cards.

Q: How long does it take for a Visa gift card to be delivered?

eGift cards can be delivered near instantly or scheduled to be sent on a future date via email or text message. Physcal gift card shipping times generally range between 4-9 business days, depending on whether they are shipping express or standard. Check out our shipping times page for more detailed information.

Which Visa Gift Card is Right for Me?

Visa Virtual Gift Card (Digital)

Redeemable for online shopping, send instantly through email or text message

Shop Now

Visa eGift Card (Digital)

Add Visa eGift card to a digital wallet for online or in-store shopping using Apple/Google Pay

Shop Now

Custom Visa Gift Card (Physical)

Personalize with an uploaded photo and custom message for a one-of-a-kind gift

Create a Card

Pre-Designed Visa Card (Physical)

Choose from hundreds of designs for birthdays, holidays, special occasions and more

Pick a Design

Eco-Friendly Visa Gift (Physical)

Preprinted paper design ships up to 48 hours quicker than custom plastic gift cards

Shop Now

Visa Business Gift Card (Physical)

Thank employees and customers with branded Visa gift cards featuring your company logo

View Options

What sets Giftcards.com apart from other online Visa gift card retailers is our exclusive Five Back Program. Earn up to 5% back on purchases when used while shopping select top brands across the country. Giftcards.com also offers a wide selection of customizable physical and digital Visa card options perfect for every gifting occasion and recipient type, backed by our Gift Safe! Pledge protection against gift card fraud.

Save Money with our Visa Five Back Program*

Earn up to 5% back with Giftcards.com Visa Gift Cards

woman on phone checking five back balance

70+ Participating Merchants and Counting

Exclusive to Giftcards.com - The Five Back Program* allows physical Visa Cards purchased from our website to be used anywhere Visa debit cards are accepted in the United States, PLUS you get up to 5% of the purchase price added back to the card if you use it at 70+ participating merchants.

Popular participating merchants include: Bass Pro Shops, Cinemark, GAP, Old Navy, Sephora, Ulta Beauty, Wayfair and many more!

*The 5% Back bonus offer is provided by the Award Sponsor and is not provided or endorsed by Pathward or Visa.

Click here to read Visa Five Back Terms & Conditions

Gift card fraud is a growing concern for shoppers that Giftcards.com takes very seriously. That is why we offer industry leading gift card fraud protection for both purchasers and recipients to help recover stolen funds due to fraud. Learn more about our Gift Safe! Pledge and how you can contact and file a claim with our Cardholder Assistance Team if your Giftcards.com Visa or Mastercard has been compromised.

Physical or eGift: Which Visa Gift Card to Choose

eGift Card	Physical Card
Digital Visa gift cards are best suited for last minute gifting or if you are not physically located near your recipient. eGift cards can be sent instantly to a recipient via email or text message and may be compatible with Apple Pay and Google Pay.	Physical Visa gift cards are best suited for in-person gifting and in-store shopping. Physical cards also allow for unique personalization with the ability to imprint custom messaging and imaging onto a plastic card. Physical cards ships in days so be sure to plan ahead to allow for delivery time.

Top Support Pages

Giftcards.com Visa Quick Links

Activation: 16-digit card number, expiration date and CVV required

Balance Check: Login required for anti-fraud security purposes

Pin Reset: 16-digit card number, expiration date, CVV and pin number required

Support: Live support for troubleshooting, lost card and other customer service issues

Top Prepaid Visa Gift Card Designs

Thank You

Birthday

Father's Day

High Five

Wedding

New Baby

Graduation

Congratulations

View All Gift Card Designs

Pioneering Technology Since 2008

Custom Visa Card with Your Own Design

Imagine having a card that’s totally you, sparking conversations everywhere you go. Your personalized Visa card not only holds your money but reflects your unique identity. Every swipe makes a statement, turning heads with every touch.

Custom Visa Gift Cards make personalized gifting easy. Add a photo, choose a design, and customize with a message. Amounts available from $10 to $250.

Create Your Own Card

Increase Brand Awareness Through Rewards

Giftcards.com for Business

Reward your top performers and delight your customers to boost brand engagement. If you’re seeking to elevate your connections, explore our business reward cards today. Add your logo and corporate branding for a personalized touch that enhances appreciation and strengthens corporate relationships.

View Business Solutions

Visa Gift Card - Frequently Asked Questions (FAQs)

Can I use my Visa gift card online?

Can I let someone else use my Visa gift card?

When does a Visa gift card expire?

Is there a dollar limit on my Visa gift card?

What's the difference between a Visa gift card and a Visa Virtual Account?

Can Visa Virtual Account be used in stores?

Visa Virtual Account is only redeemable online and the balance of the card must cover the full amount of the transaction. Here’s a tip! If the Visa Virtual Account balance is less than the transaction total, then first use the Visa Virtual Account to buy an eGift card from the online merchant. When the merchant’s eGift card arrives, apply the merchant’s eGift card to your purchase and pay the remaining balance due with a debit or credit card.

Are there fees for purchasing or using a Visa gift card?

What customization options are there?

For Physical Visa cards:

Select denomination between $10-$250
Imprint custom photo/image as a backdrop
Add name and 20-character message
Choose from themed pre-designed images for holidays, occasions and more

For Digital Visa cards:

Select denomination between $10-$250
Schedule delivery date and digital method
Include personal message in gift card email/text (up to 350 characters)
Upload image or photo from digital library for gift card email/text or choose a relevant video